The Borrower's receipt ( raspiska ) serves as proof of receiving cash. Lender: ________________ Borrower: ________________ Where to Download Official Forms

If not specified, the rate defaults to the Central Bank's key rate. To make it interest-free, you must explicitly state it is "interest-free" ( besprocentnyj ).

The agreement is considered concluded only after the actual transfer of funds.

Mandatory if the loan amount exceeds 10,000 rubles .

The loan is provided free of interest ( besprocentnyj ).