: Bumpy or peeling paint, water rings on ceilings, or slimy black, green, or brown patches.

: Check the attic and crawl space, as these are often poorly ventilated and prone to leaks.

: It’s not just about the mold you see; it's about why it’s there. Is it a one-time pipe burst (Category 1) or recurring sewage backup (Category 3)?. 2. The Financial Stakes: Remediation Costs in 2026