Your score directly impacts your mortgage rate. Aim for at least 680 to 720 to secure competitive terms. You can check your report for free via Equifax or TransUnion .
In Canada, the minimum down payment is 5% for homes under $500,000, while homes over $1.5 million require 20%. 2. Leverage Government Incentives what to do first when buying a home
The following article outlines the essential first steps for any prospective homebuyer. Your score directly impacts your mortgage rate