You can qualify with as little as a 3.5% down payment .
These target "rural" areas (which often include many suburbs) and can offer 0% down with flexible credit requirements. want to buy a home with bad credit
If you are a veteran or active military, these often have no minimum credit score set by the government (though lenders may have their own "overlays") and require $0 down . 2. Alternative "No-Bank" Paths You can qualify with as little as a 3