: Mortgage lenders, in particular, typically pull all three scores and use the middle value to determine your interest rate. Consumer Rights and Monitoring
The mandates that these agencies ensure the accuracy of the data they collect, granting consumers specific protections. Free Credit Reports - FTC Consumer Advice three credit reports
: Credit card companies and other lenders are not required to report to all three bureaus; some may report to only one or two, leading to variations in your credit profile across platforms. : Mortgage lenders, in particular, typically pull all