: Steer clear of 84-month (7-year) loans; aim for 60 months (5 years) or less to ensure you don't outlive your warranty while still paying. 3. Research Models and Market Value Don't rely on the window sticker (MSRP) alone.
: Get an independent appraisal for your current car before going to the dealership to ensure you're getting a fair price. What are some tips for when buying a car from a dealership? things to know when buying a new car
: Review your credit score and report before applying anywhere. : Steer clear of 84-month (7-year) loans; aim
: Negotiate based on the out-the-door (OTD) price , which includes all fees, taxes, and registration, rather than just the monthly payment. : Get an independent appraisal for your current
Before looking at cars, determine what you can actually afford.
: Compare rates from outside sources like Scott Credit Union or other local banks and credit unions before visiting the dealer.