Special Credit Card Review
: If your card is lost or stolen, your maximum liability for unauthorized charges is capped at $50 , provided you notify the issuer.
: Provide a written notice that includes your name, account number, and the specific details of the error.
: The creditor must acknowledge your notice within 30 days and resolve the issue within 90 days . special credit card
If you notice an error or unauthorized charge, you should act quickly to maintain these protections:
: When you return an item bought with a credit card, the merchant must send a credit statement to the card issuer within 7 business days , and the issuer must post it to your account within 3 business days of receiving it. : If your card is lost or stolen,
For detailed legal language, you can view the official Special Credit Card Provisions on the Consumer Financial Protection Bureau (CFPB) website.
: Banks are prohibited from sending you a credit card unless you specifically requested or applied for it. If you notice an error or unauthorized charge,
Do you need a for disputing a specific charge or reporting a lost card?