The highlights a period of increasing borrower rates and a shift in the loan rating mix following the implementation of a new credit risk scoring model. Key Portfolio Highlights
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: The median payment-to-income (PTI) ratio slightly increased to 5.21% , while the average loan size remained stable at $12,543 . The highlights a period of increasing borrower rates
: The weighted average borrower rate rose by 25 basis points over June, driven by a higher volume of C-HR rated loans. Prosper Performance Update – July 2021