Most providers, including ASPCA Pet Health Insurance and Lemonade , only cover cats and dogs.
Providers like MetLife offer "Family Plans" that let you share a single deductible across up to three pets on one policy. 2. Compare Popular "Pets Only" Plans pet insurance pets only
The following companies are highly rated for their focused or customizable "pets only" options: Most providers, including ASPCA Pet Health Insurance and
: Known for an accident-only plan that doesn't limit coverage as your pet ages, which is useful for senior pets that might be "accident-prone" but difficult to insure for illness. 3. Key Factors for Success pet insurance pets only
: Best for flexibility. They offer customizable accident-only or accident-and-illness plans specifically for dogs and cats.
Best Pet Insurance Companies of 2026 - U.S. News & World Report