Auto Insurance Quotes | New Jersey

: Widely considered the best overall in NJ.

: Those who prefer working with a dedicated local agent. Estimated Monthly Quotes (2026 Averages) Coverage Type Average Monthly Rate Top Budget Option Minimum Coverage $118 – $236 GEICO (~$69) Full Coverage $257 – $303 GEICO/NJM (~$120-$137) Key New Jersey Requirements new jersey auto insurance quotes

: Frequently identified as the cheapest provider for most NJ driver profiles. : Widely considered the best overall in NJ

For 2026, and GEICO are the top-rated providers for New Jersey auto insurance, consistently offering the best balance of low rates and high customer satisfaction. New Jersey is a no-fault state with some of the highest premiums in the U.S., averaging roughly $219 to $271 per month for full coverage. Top-Rated Insurance Providers For 2026, and GEICO are the top-rated providers

: Exceptional customer service ratings from J.D. Power and potential cash dividends for policyholders.

: Drivers seeking high-quality claims service and specialized local coverage.

Drivers often share that shifting between major carriers is the most effective way to manage rising costs in the state.