: This is the primary way to "pay over time".
: Best Buy supports third-party apps like Affirm and PayPal at checkout, allowing you to split the cost into four or more installments. ipad layaway best buy
: Approval is based on income and banking history rather than a traditional credit score. : This is the primary way to "pay over time"
If you are timing your purchase, current deals at Best Buy and competitors include: If you are timing your purchase, current deals
: Offers often include 12 months of 0% interest on purchases of $299 and up, provided the balance is paid in full within that period. Requirements : Requires a credit application and approval.
: Specifically for Apple products, this plan allows for low monthly payments over 36 months with an option to upgrade to a newer iPad at the end of the term. Comparison of Payment Options Take Item Home Day 1? Interest/Fees Traditional Layaway Savings-focused buyers Best Buy Credit Card 0% (if paid in time) Buyers with good credit Progressive Leasing High (after 90 days) Buyers with no/low credit Affirm / BNPL 0% to 36% APR Short-term installment payers Current iPad Deals (April 2026)