I Want To Buy A House With No Down Payment May 2026

Two primary federal programs offer 100% financing, meaning you do not have to put any money down upfront:

Yes, it is possible to buy a house with no down payment through specific government-backed mortgage programs or by combining low-down-payment loans with specialized assistance. 🛡️ True Zero-Down Mortgage Programs i want to buy a house with no down payment

: Available to active-duty service members, veterans, and eligible surviving spouses through the U.S. Department of Veterans Affairs . These require no down payment and no monthly mortgage insurance (PMI). Two primary federal programs offer 100% financing, meaning

: Backed by the U.S. Department of Agriculture for low-to-moderate-income buyers purchasing homes in designated rural and suburban areas. You can use the USDA online map to check if a specific address is eligible. 💡 The "Secret Weapon": Down Payment Assistance (DPA) i want to buy a house with no down payment