How To Buy Medicare Insurance May 2026

Before you can buy private plans, you must have Original Medicare.

Costs vary significantly based on your location and health needs. how to buy medicare insurance

Once enrolled in Parts A and B, you typically choose one of two ways to "fill the gaps" in coverage: Before you can buy private plans, you must

Private insurance that pays your share of costs (like the 20% Part B coinsurance). You have a 6-month open enrollment period starting the month you are 65 and enrolled in Part B, where you can buy any plan regardless of health history. Part D: A standalone plan to cover prescription drugs. Option B: Medicare Advantage (Part C) Before you can buy private plans