
To build your credit for a home purchase, you should focus on establishing a pattern of reliable payment and low debt usage. Lenders generally look for a for conventional mortgages, though government-backed options like FHA loans may allow scores as low as 500 with a larger down payment. Immediate Actions to Improve Your Score How To Build Credit To Buy a House | Homeownership Hub

Lou S. Felipe, Ph.D. (she/they) is an assistant professor at the University of Colorado School of Medicine, where she provides culturally responsive, trauma-focused psychotherapy. Her research examines the intersectional identity experiences of marginalization, particularly at the intersection of race, ethnicity, gender, and sexuality with a unique specialization in Pilipinx American psychology.
To build your credit for a home purchase, you should focus on establishing a pattern of reliable payment and low debt usage. Lenders generally look for a for conventional mortgages, though government-backed options like FHA loans may allow scores as low as 500 with a larger down payment. Immediate Actions to Improve Your Score How To Build Credit To Buy a House | Homeownership Hub