: In early 2026, the average credit score for a new car loan was approximately 753 . Used Car Buyers : The average score was lower, around 689 .
: A score of 661+ is generally the gateway to "prime" rates, where roughly 70% of all car financing occurs. Estimated Interest Rates by Credit Tier (April 2026) how much credit you need to buy a car
Title: Is Your Credit Score Ready for a New Ride? What You Need to Know in 2026 : In early 2026, the average credit score