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Founded in 1997, E-Loan was one of the first online mortgage and auto lenders. At a time when credit scores were strictly for lenders' eyes, E-Loan's leadership argued that "people are flying blind" and that consumers deserved to see the data used to judge their financial worth.
While E-Loan's original free score offer is a piece of history, federal law now mandates access to the same information through official channels. Free Credit Reports | Consumer Advice eloan-free-credit-report
It is important to distinguish between the original E-Loan brand and current similarly named services. Founded in 1997, E-Loan was one of the
: Executives likened withholding credit scores to preventing college applicants from seeing their SAT scores, arguing that transparency was essential for managing personal finances. Free Credit Reports | Consumer Advice It is
: Existing E-Loan personal loans were largely transferred to Systems & Services Technologies Inc. (SST) for ongoing management.
: E-Loan, as a division of Banco Popular de Puerto Rico, officially stopped issuing new personal loans in early 2022.

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