Certain states offer additional aid, such as the Divyangjan Housing Scheme in Karnataka for land allotment priority or Maharashtra's Disability Housing Assistance for interest subsidies. 2. Specialized Banking Products
A valid certificate from an authorized Medical Board (typically showing or more disability) is mandatory.
While regular income is needed, many lenders allow disability allowances to be included in the income calculation. 4. Tax Benefits Section 80U & 80DD: Deductions of disabled help buying house
Many major banks offer "disability-friendly" home loans with reduced processing fees and simplified documentation.
If you are looking for assistance in buying a house as a person with a disability, several government schemes and banking products in India provide concessional loans, interest subsidies, and priority housing allotment. Certain states offer additional aid, such as the
lakh are available for persons with disabilities or those supporting them.
Provides concessional loans specifically for persons with disabilities (PwDs) through the Divyangjan Swavalamban Yojana . Loan Amount: Up to Interest Rate: Concessional rates (often up to While regular income is needed, many lenders allow
Your (to check PMAY eligibility)? If you are a first-time homebuyer ?