Check Your Credit Scores Direct

: Older accounts contribute more to a positive score.

While different lenders have different standards, here is a general guide to credit score ranges: : Excellent/Super-prime 660–719 : Good/Prime 620–659 : Fair/Near-prime Below 620 : Poor/Subprime check your credit scores

: Checking your own credit is a "soft inquiry" and does not hurt your score . Key Factors That Influence Your Score : Older accounts contribute more to a positive score

: Lenders like to see a variety of accounts, such as credit cards and installment loans. check your credit scores