Cheap Car Insurance Utah -

: Typically the cheapest overall in Utah at roughly $1,312 per year for full coverage, though restricted to military members and their families.

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: Utah law requires all registered vehicles to maintain liability coverage continuously throughout the registration period; "comprehensive-only" policies are no longer sufficient to meet legal requirements. : Typically the cheapest overall in Utah at

In Utah , car insurance rates are currently slightly below the national average. As of April 2026, the average cost for full coverage in Utah is approximately $2,283 per year ($190/month), while minimum liability coverage averages about $862 per year ($72/month). Cheapest Providers in Utah (2026) In Utah , car insurance rates are currently

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Your location within Utah significantly impacts your premium. Generally, rural areas and smaller cities offer lower rates than dense urban centers. Cheapest Cities Avg. Monthly Rate Most Expensive Cities Avg. Monthly Rate Kearns Cedar City Lehi ~$150-$176 Hurricane West Valley City ~$180-$221 St. George Salt Lake City ~$153-$198 (Data compiled from multiple April 2026 reports) Legal Requirements & Laws