Can I Buy Health Insurance Right Now May 2026
: Losing a job-based plan, aging out of a parent's plan at 26, or losing Medicaid/CHIP eligibility.
: If you qualify based on income or disability, you can apply and enroll year-round through HealthCare.gov or your state's agency.
: Gaining U.S. citizenship or leaving incarceration. 🕒 Key Deadline
You typically have from the date of the qualifying event to enroll. 2. Year-Round Enrollment Options
: Some states like Connecticut, Minnesota, and New York offer year-round enrollment for specific low-income "Basic Health Programs". 3. Alternative Coverage Solutions
If you do not qualify for an SEP or Medicaid, you can consider these temporary or non-standard options: Qualifying life event (QLE) - Glossary | HealthCare.gov
Certain programs allow you to enroll at any time without a specific life event:
: Losing a job-based plan, aging out of a parent's plan at 26, or losing Medicaid/CHIP eligibility.
: If you qualify based on income or disability, you can apply and enroll year-round through HealthCare.gov or your state's agency.
: Gaining U.S. citizenship or leaving incarceration. 🕒 Key Deadline
You typically have from the date of the qualifying event to enroll. 2. Year-Round Enrollment Options
: Some states like Connecticut, Minnesota, and New York offer year-round enrollment for specific low-income "Basic Health Programs". 3. Alternative Coverage Solutions
If you do not qualify for an SEP or Medicaid, you can consider these temporary or non-standard options: Qualifying life event (QLE) - Glossary | HealthCare.gov
Certain programs allow you to enroll at any time without a specific life event:
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