Buying A House With Less Than 20 Down May 2026

: Usually ranges from 0.5% to 1.5% of the loan amount annually, added to your monthly payment.

: PMI protects the lender, not you, if you default on the loan. buying a house with less than 20 down

Lenders offer several programs designed for buyers who cannot or choose not to meet the 20% threshold: : Usually ranges from 0