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: You typically need a minimum score of 620 for conventional loans and 580 for FHA loans.

: Provides down payment and closing cost assistance specifically for eligible workforce occupations. 3. Market & Neighborhood Selection Housing and Urban Planning Division Home Buyer Programs

: Offers up to $75,000 for down payments and closing costs to income-eligible families (at or below 80% of area median income).

: Provides deferred-payment loans at 0% interest on a first-come, first-served basis.

Buying a house in Fort Lauderdale in 2026 involves navigating a market that has shifted toward balance, where buyers have gained more negotiating power due to increased inventory and longer selling timelines.