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Elias stood before it, his hands deep in the pockets of a work jacket that had seen better winters. He didn't need a luxury ride; he needed a way to get to the warehouse in Martinsburg before the 6:00 AM shift change. In this stretch of the Potomac Valley, if you didn’t have wheels, you didn't have a life.

"Three hundred down," Miller said, his voice low. "Fifty every Friday. You miss a Friday, the GPS kill-switch kicks in. Simple as that." buy here pay here falling waters wv

He drove off the lot feeling a strange mix of liberation and a new kind of weight. The engine purred, masking the silent ticking of the debt. In Falling Waters, the water kept moving, and as long as the wheels kept turning, Elias figured he was still winning—for now. Elias stood before it, his hands deep in