Since these vehicles are sold "as-is," always consider a pre-purchase inspection.
Many modern BHPH lots report to credit bureaus, helping you improve your score with on-time payments [2]. ⚠️ Things to Keep in Mind buy here pay here automobiles
Expect to make payments more frequently—often weekly or bi-weekly—to match your pay cycle [2]. 💡 Pro-Tips for Buyers Since these vehicles are sold "as-is," always consider
Your credit history takes a backseat. These dealers focus more on your current income and ability to pay [1, 2]. Since these vehicles are sold "as-is
You can pick your car and secure your financing in a single visit [2, 3].
Because the dealer takes on more risk, interest rates are typically higher than bank loans [1, 3].