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: Always verify if a high rate is offset by monthly maintenance fees. Most top online accounts, like those at Vio Bank, have no monthly service fees.
: High rate is unlocked through monthly direct deposits. Newtek Bank: 4.20% APY best online high interest savings account
: This is a credit union account available to new members only. Limits : The rate is paid on balances up to $5,000. Fitness Bank: 4.50% APY : Always verify if a high rate is
: No specific balance or activity requirements to earn this rate. Comparison of Popular High-Yield Accounts Newtek Bank: 4
: Interest that compounds daily will grow faster than interest that compounds monthly or quarterly. Use the Annual Percentage Yield (APY) to compare accounts on an equal footing.
The following institutions are currently offering the highest rates for nationally available online savings accounts: