Best Buy Credit Card Hardship Program May 2026

: Some creditors require a formal hardship letter explaining the cause and expected duration of your situation. Important Considerations

: If Citibank cannot offer direct relief, organizations like DebtWave work with Best Buy to provide nonprofit credit counseling and debt management plans. Best Buy Hardship Program for Debt Payment & APR Relief best buy credit card hardship program

: Citibank may lower your APR, which is often near 30% for retail cards, for a set period (typically less than 12 months ). : Some creditors require a formal hardship letter