The program offers two main versions managed by Citibank: a Store Card and a Visa Card . You can apply for both through a single online application on the Best Buy Credit Card page or the Citi application portal . Core Card Options
: Check the variable APR (often around 25.49%–31.49%) and confirm there is no annual fee for most versions.
: Get 15% back in rewards on your first day of purchases (valid through May 3, 2026) or choose flexible financing. best buy charge card online
: Generally requires good to excellent credit (700+). Key Benefits & Rewards
When you apply, Citibank typically determines which card you qualify for based on your credit profile. Usage : Only usable at Best Buy stores and BestBuy.com . Requirements : Fair to good credit (roughly 640+). My Best Buy® Visa® Card Usage : Usable anywhere Visa is accepted worldwide. The program offers two main versions managed by
: Select the "Credit Cards" tab and click "Apply Now" .
: 5% back in rewards (2.5 points per $1 spent) on qualifying Best Buy purchases. : Get 15% back in rewards on your
: Go to the Best Buy website and log in to your account.