: Larger purchases, often $1,499+ or specific categories like home theater.
: $0 for most cardholders; some "Gold" Visa versions may carry a $59 fee based on creditworthiness. best buy card credit card
Cardholders must choose between earning rewards or using promotional financing for each purchase; you cannot do both simultaneously. Standard Reward Rates : 5% back (2.5 points per $1). Elite Plus members can earn 6% back. Gas Stations (Visa only) : 3% back (1.5 points per $1). Dining & Grocery (Visa only) : 2% back (1 point per $1). Other Purchases (Visa only) : 1% back (1 point per $2). Introductory Offers : Larger purchases, often $1,499+ or specific categories
: Some sources report a limited-time bonus of 15% back on the first day of purchases for approvals through May 3, 2026. Promotional Financing Options Standard Reward Rates : 5% back (2