Later — Affirm Buy Now Pay

: Interest-free loans for smaller purchases ($50–$1,000), typically paid bi-weekly over six weeks.

: Expanded to 25.8 million consumers, up 23% from the previous year. affirm buy now pay later

: A primary growth driver, with its Gross Merchandise Volume (GMV) surging 159% year-over-year to $2.186 billion. Core Product Offerings affirm buy now pay later

: Longer-term financing (3 to 60 months) for high-ticket items up to $5,000+, with APRs ranging from 0% to 36% . affirm buy now pay later

: Reached $1.12 billion in fiscal Q2 2026 (a 30% year-over-year increase).